Credit Scoring Web Links

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Operational Links

Credit Scoring

Advisor Mortgage: This site of a mortgage broker provides a very detailed discussion of credit scoring applied to mortgages. http://www.advisormortgage.com

Credit InfoCenter: A site covering credit scoring, andf how to fix a credit score. http://www.creditinfocenter.com/creditreports/scoring/crscore.shtml

The Credit Scoring Site: This site maintained by an individual provides valuable consumer-based information about the privacy issues in the credit scoring debate. The links throughout are valuable. It covers the conflict between a person seeking information about a credit score and Trans Union, Experian, and Equifax, the three primary scoring organizations for consumers. http://creditscoring.com/

Equifax: One of the leading credit reporting firms. http://www.equifax.com/

Experian: One of the leading credit reporting firms. http://www.experian.com/

Fair Isaac: A leader in credit scoring modeling. This site provides good information about the process of credit scoring. http://www.fairisaac.com/fairisaac
This site has most of what you want to know about credit reports. http://www.myfico.com/CreditEducation/CreditReports.aspx and http://www.myfico.com/CreditEducation/ImproveYourScore.aspx

Federal Trade Commission: This government agency has a publication directed for consumers on credit scoring. http://www.ftc.gov/bcp/conline/pubs/credit/scoring.htm

MyFICO: The site explains FICO score as a measure of credit quality. http://www.myfico.com/default2.asp

Office of the Comptroller of the Currency (Credit Scoring): This site provides a number of interpretative releases and other information about credit scoring. Check the site’s search engine to find many citations. A pdf release is available at: http://www.occ.treas.gov/ftp/bulletin/97-24att.pdf

Trans Union: One of the leading credit reporting firms. The firm is a primary source of credit information and offers risk and portfolio management services. http://www.transunion.com/index.jsp